Unexpected property loss or damage is almost inevitable—whether it’s from fire, storm damage, theft, or breakdowns. You can customize your commercial property insurance coverage based on your buildings, equipment, inventory, income, and other exposures.
Lawsuits following slips, trips, and falls are a significant threat to your bottom line and reputation. Liability insurance can help you protect your business if someone is injured at your location, or if you sell a defective product that causes injury or property damage. It can also include cyber liability coverage to help protect against losses if your customer data and financial records are compromised.
Protecting your employees after an on-the-job injury is important. So is protecting your business from litigation. Workers’ compensation coverage can help cover medical costs and other related expenses for your employees who are injured on the job.
Deliveries and transporting equipment are typical day-to-day activities for your nursery businesses. If your employees get into an accident while driving for work-related activities, your business can be sued for damages. Commercial auto insurance can help cover losses related to accidents that happen when you or your employees use a vehicle for your business.
This optional coverage picks up where your standard liability policy coverage ends. It provides an extra layer of coverage that can help protect your business in the event of a catastrophic liability loss or a major judgment against you or your company.
Your own home and vehicle also need insurance protection. Our insurance agency, Florists' Insurance Service, Inc., makes it easy and convenient to get insurance policies and coverages that go beyond horticultural business insurance.
We offer a full range of horticultural business insurance services. From quick claims service to providing safety checks of your business, we’re here to help with risk management and to insure your biggest investment.
Why driver safety training for new hires is essential in the horticulture industry
A well-trained fleet is key to helping reduce accidents and creating a culture of safety. This guide explores how to implement best practices for new-hire driver safety training.
Prioritize customer service with renewed commitment
Customer shopping demands have changed since the pandemic. If you’re feeling frustrated trying to meet these new demands, it may be time to try a new approach. Use this guide for a fresh perspective on providing exceptional customer service.
Looking for ways to prevent employee distracted driving? Follow these defensive driving tips, safety expectations, and training strategies to help keep your drivers focused behind the wheel.