SMALL PHONE
PHONE
TABLET
DESKTOP
LARGE DESKTOP
XL DESKTOP

Why choose us?

We know your industry as well as insurance
  • More than 135 years of protecting horticulture companies

  • Personable agents to guide and provide customized insurance solutions

  • Insurance products designed for the horticulture and floral industry

Request a quote
Icon of a green shield with flowers

Trusted industry coverage

“I always felt Hortica would take care of you. That’s why I’ve always liked Hortica. They know our industry, they’ve been doing it for years. A lot of the other insurance companies don’t really know greenhouses.”
Jim, owner
Timbuk Farms
Explore the full story

Insurance for horticultural businesses like yours

People holding a flat of plants

We’re ready to answer your questions about horticultural business insurance

Our friendly insurance professionals are available to help you with issues regarding your insurance coverage. We understand our success is directly tied to your success and the success of the horticultural industry as a whole. Our goal is exceptional service, and not just when you have a claim.

We know your industry as well as insurance

Our associates are insurance professionals who understand the unique risks and needs of the industry and how they can affect your business. You can be confident we’ll listen to you and provide superior, cost-effective insurance solutions. That knowledge also helps us customize your coverage options and risk management opportunities.

1887
Since 1887, we’ve helped protect the horticultural industry.
We understand how your business is different.
Closeup of someone hands typing on a keyboard

We provide a variety of products to help customize insurance coverages for your business.

With our insurance products, we can help a small business owner or a large greenhouse operation with a wide range of horticultural insurance coverages that’ll help protect what matters most.

Learn more about our insurance products
Two people looking at a clipboard

We’ll help you restore your business quickly with our efficient claims process

If the time comes and you need to file a claim, you can count on us to provide a prompt and fair settlement. Our team of experienced claims professionals are dedicated to serving you. They’ll help keep your entire claims process moving along, giving you the attention and service you deserve.

How we handle fast, fair claims
A man and woman standing next to each other

We’ll help you avoid hazards with our safety and risk management programs

Our Loss Control and Safety Services team works with you to help keep your business safe. We offer risk management, loss control, and safety programs tailored to greenhouses, retail florists, sod growers, and other segments of the horticultural industry.

  • On-site consultations

  • Thermographic inspections

  • Targeted safety presentations

  • Webinars

  • Annual claims analysis

  • Training materials

Learn more about safety and risk management

We’ll be there for you thanks to our financial strength

We're part of one of the most financially secure mutual insurance groups in the United States. Sentry carries an A+ (superior) rating from AM Best*, the industry’s leading rating authority, so you know we’ll be there when you need us.

Discover more about our financial strength
A+ rating
Backed by AM Best A+ (superior) Sentry Insurance*.
We have the financial stability to give you peace of mind.

Insurance as unique as your business

“We used to be with a local insurance company in town and when I started looking at Hortica, I right away had the feeling that they understood our business.”
Martin, owner
Oregon Flowers
Explore the full story
Two green quote boxes with leaves

During tough times, we can help

Let us be there for you, too

  • Quality insurance coverage

  • Quick claims resolution

  • Personal service

Contact us

Learning center

Two greenhouse employees talking and analyzing plants in a greenhouse
Employees11/27/2024

Cultivating a safer workplace: Addressing harassment and violence in horticulture

Learn how horticultural businesses can help prevent harassment and workplace violence with clear policies and proactive safety measures to protect both employees and business success.
Link to article
Aerial view of an outdoor growing facility
Coverages11/12/2024

A deep dive into horticultural commercial property insurance

Safeguard your horticultural business with commercial property insurance. Discover how this coverage protects your buildings, equipment, and inventory from threats, such as theft and severe weather.
Link to article
Person wearing gloves cleaning plants
Loss control11/4/2024

5 steps to a successful safety audit

You might not see all the risks lurking in your horticultural business. Routine reviews can identify overlooked, everyday hazards—and give you the chance to mitigate them before trouble strikes.
Link to article
See all