Why choose us?

We know your industry as well as insurance

More than 135 years of protecting horticulture companies
Personable agents to guide and provide customized insurance solutions
Insurance products designed for the horticulture and floral industry
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What our customers say about us

We used to be with a local insurance company in town and when I started looking at Hortica, I right away had the feeling that they understood our business


Oregon Flowers

“Hortica’s safety program is well thought out and makes sense. Loss Control is very dedicated to solving problems instead of just pointing them out.”


Watsonville, California

“Insurance is something you don’t think about until you need it. Our Hortica rep helped us to settle the claim quickly.”


Blodgett Garden Center

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Insurance for horticultural businesses like yours

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We’re ready to answer your questions about horticultural business insurance

Our friendly insurance professionals are available to help you with any issue regarding your insurance coverage. We understand our success is directly tied to your success and the success of the horticultural industry as a whole. Our goal is exceptional service, and not just when you have a claim.

We know your industry as well as insurance

Our associates are insurance professionals who understand the unique risks and needs of the industry and how they can affect your business. You can be confident we’ll listen to you and provide superior, cost-effective insurance solutions. That knowledge also helps us customize your coverage options and risk management opportunities.

Since 1887, we’ve insured the horticulture industry.

We understand how your business is different.
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We provide a variety of products to help customize insurance coverages for your business.

With our insurance products, we can help a small business owner or a large greenhouse operation with a wide range of horticultural insurance coverages that’ll help protect what matters most.

We’ll help you restore your business quickly with our efficient claims process

If the time comes and you need to file a claim, you can count on us to provide a prompt and fair settlement. Our team of experienced claims professionals are dedicated to serving you. They’ll help keep your entire claims process moving along, giving you the attention and service you deserve.
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We’ll help you avoid hazards with our safety and risk management programs

Our Loss Control and Safety Services team works with you to help keep your business safe. We offer risk management, loss control, and safety programs tailored to greenhouses, retail florists, sod growers, and other segments of the horticultural industry.

  • On-site consultations
  • Thermographic inspections
  • Targeted safety presentations
  • Webinars
  • Annual claims analysis
  • Training materials

We’ll be there for you thanks to our financial strength

We're part of one of the most financially secure mutual insurance groups in the United States. Sentry carries an A+ (superior) rating from AM Best*, the industry’s leading rating authority, so you know we’ll be there when you need us.
A+ rating

Backed by AM Best A+ (superior) Sentry Insurance*.

We have the financial stability to give you peace of mind.
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During tough times, we can help

Let us be there for you, too

  • Quality insurance coverage
  • Quick claims resolution
  • Personal service
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Learning Center

Business tips

Your business success factor: Renewed customer service

Customer shopping demands have changed since the pandemic. If you’re feeling frustrated trying to meet these new demands, it may be time to try a new approach. Use this guide for a fresh perspective on providing exceptional customer service.
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Summer maintenance tips for your greenhouse operation

Summer greenhouse maintenance is key to a successful yield and a strong bottom line. From keeping your ventilation systems running smoothly to monitoring temperature and humidity, our guide has got you covered.
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Your guide to responsible pesticide use

Mitigate costly risks associated with pesticide use and safeguard your crops, workers, and business. You can help lessen the potential of injuries or lawsuits with these 10 tips from our Safety Services team.
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