Why choose us?

We know your industry as well as insurance
  • More than 135 years of protecting horticulture companies

  • Personable agents to guide and provide customized insurance solutions

  • Insurance products designed for the horticulture and floral industry

Request a quote
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Trusted industry coverage

“I always felt Hortica would take care of you. That’s why I’ve always liked Hortica. They know our industry, they’ve been doing it for years. A lot of the other insurance companies don’t really know greenhouses.”
Jim, owner
Timbuk Farms
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Insurance for horticultural businesses like yours

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We’re ready to answer your questions about horticultural business insurance

Our friendly insurance professionals are available to help you with issues regarding your insurance coverage. We understand our success is directly tied to your success and the success of the horticultural industry as a whole. Our goal is exceptional service, and not just when you have a claim.

We know your industry as well as insurance

Our associates are insurance professionals who understand the unique risks and needs of the industry and how they can affect your business. You can be confident we’ll listen to you and provide superior, cost-effective insurance solutions. That knowledge also helps us customize your coverage options and risk management opportunities.

Since 1887, we’ve helped protect the horticultural industry.
We understand how your business is different.
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We provide a variety of products to help customize insurance coverages for your business.

With our insurance products, we can help a small business owner or a large greenhouse operation with a wide range of horticultural insurance coverages that’ll help protect what matters most.

Learn more about our insurance products
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We’ll help you restore your business quickly with our efficient claims process

If the time comes and you need to file a claim, you can count on us to provide a prompt and fair settlement. Our team of experienced claims professionals are dedicated to serving you. They’ll help keep your entire claims process moving along, giving you the attention and service you deserve.

How we handle fast, fair claims
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We’ll help you avoid hazards with our safety and risk management programs

Our Loss Control and Safety Services team works with you to help keep your business safe. We offer risk management, loss control, and safety programs tailored to greenhouses, retail florists, sod growers, and other segments of the horticultural industry.

  • On-site consultations

  • Thermographic inspections

  • Targeted safety presentations

  • Webinars

  • Annual claims analysis

  • Training materials

Learn more about safety and risk management

We’ll be there for you thanks to our financial strength

We're part of one of the most financially secure mutual insurance groups in the United States. Sentry carries an A+ (superior) rating from AM Best*, the industry’s leading rating authority, so you know we’ll be there when you need us.

Discover more about our financial strength
A+ rating
Backed by AM Best A+ (superior) Sentry Insurance*.
We have the financial stability to give you peace of mind.

Insurance as unique as your business

“We used to be with a local insurance company in town and when I started looking at Hortica, I right away had the feeling that they understood our business.”
Martin, owner
Oregon Flowers
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During tough times, we can help

Let us be there for you, too

  • Quality insurance coverage

  • Quick claims resolution

  • Personal service

Contact us

Learning center

Worker monitoring the health of potted trees
Business tips6/5/2024

Take advantage of the demand for sustainable products

Embracing sustainable practices within your floral organization—from farm to vase—can help strengthen your brand and increase your customer base.
Link to article
Tables decorated with floral arrangements for a wedding reception

Is your floral business covered for weddings?

As a florist, you know weddings can be a great additional revenue stream, but these events come with unique risks. Let’s review wedding risks and the insurance coverages that can help you if you suffer a loss.
Link to article
Horticultural employee talking on the phone why using a laptop computer
Loss control4/25/2024

Help protect your business from cyberattacks

Horticultural and floral industries are at risk from cyberattacks. From employee training to cyber insurance coverage, here are steps you can take to help mitigate the risk.
Link to article
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