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Horticultural business insurance

You know your business. We know horticultural insurance.

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Protecting your business

We offer a full range of horticultural business insurance services. From quick claims service to providing safety checks of your business, we’re here to help with risk management and to insure your biggest investment.
Why choose Hortica
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Superior claims coverage

When you have an open claim, be assured that our claims team made up of industry specialists will handle it accurately and efficiently.
Learn about our claims process
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Safety services

Our safety services specialists will help you identify hazards, manage your risk, and aid in keeping your company and your employees safe.
Explore safety services
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Financial strength

As a brand of the Sentry Insurance Group, Hortica is part of one of the most financially secure mutual insurance companies in the U.S.
More on our financial strength
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Learning Center

Coverages
01/27/2023

Benefits of purchasing niche insurance

Do you understand the difference between a niche insurance provider and an insurance generalist? Customized coverage—or lack thereof—is a significant factor. If your business has unique risk exposures, you’ll want to read this article.
Link to article
Business tips
12/05/2022

Top 2023 trends for horticultural businesses

Our own Traci Dooley shares top trends in the horticultural industry such as smart technology, vertical and indoor farming, great customer experiences, and strong ecommerce strategies—and explains how they could impact your business.
Link to article
Coverages
12/01/2022

Insurance guide for nurseries

Does your business insurance policy protect against the unique risk exposures your nursery faces? This ultimate insurance guide digs in deep to help you answer that question—and it may have an impact on your bottom line.
Link to article
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