We understand the challenges and risks you face in the horticultural industry and what it takes to protect a successful business. We also know that insurance protection might need a boost at times to cover medical expenses or to cover employers’ liability claims.
Our business umbrella policy is designed to provide excess liability coverage in the event of a huge judgment against you or your company. While it’s optional, we highly recommended it to protect your business in the event of a catastrophic liability loss.
It’s just one more way we can help ensure the continued success of your business, help cover your investment, and aid in ensuring the livelihood of your employees and protection of your assets.
Business umbrella liability insurance is an addition to your business package policies like general liability, employers liability, and commercial auto and offers extra protection in the case of a catastrophic liability loss.
Business umbrella insurance adds an additional $1 million in coverage. It’s designed for losses that exhaust the limits of other policies including:
Cost depends on the type of policy you have and its coverage limits. We’ll work with you to make sure you have your own customized commercial business liability coverage.
General liability insurance covers you if there’s ever an accident on the jobsite, at the store, or on the road. But what happens if the damages you face are greater than your liability policy limits? Paying the remaining balance could drastically impact your business’ bottom line. Commercial umbrella liability insurance picks up when you reach your standard liability limits.
Our understanding of the horticultural industry allows us to provide umbrella insurance that helps protect your business and leave you with one less thing to worry about. Let us help give you an extra layer of protection with commercial umbrella liability coverage.
Since 1887, we’ve provided insurance policy solutions for horticultural businesses. We understand the unique needs of the industry and offer specific products and services for: