Find insurance coverage with your business in mind

Select a business to learn how Hortica helps protect it

Garden centers

We have coverages to help protect your business property—and your business. Property and liability coverage are just the start.

Learn more about garden center insurance

Greenhouse growers

We can help protect your horticultural structures, crops, and machinery.

Learn more about greenhouse insurance

Nurseries or sod farms

Crops, coolers, equipment. Damage to any of these items can be disastrous to your business. We have ways to help protect your livelihood.

Learn more about nursery or sod farm insurance

Retail/wholesale/event florists

You have to keep track of everything at your shop—inventory, equipment, customers, employees. Let us help with insurance coverage.

Learn more about florist insurance

Landscaping business or interior plantscapers

Your business is different. You face personal and property damage risks. We have the specialized coverages that’ll help protect you and your lawn care or plantscaping business.

More on landscaper/plantscaper insurance

Own another horticultural business?

Your line of work not listed here? Tell us about your unique business. Together, we'll find the coverages you're looking for.

Let’s connect

Garden centers

We have coverages to help protect your business property—and your business. Property and liability coverage are just the start.

Learn more about garden center insurance

Greenhouse growers

We can help protect your horticultural structures, crops, and machinery.

Learn more about greenhouse insurance

Nurseries or sod farms

Crops, coolers, equipment. Damage to any of these items can be disastrous to your business. We have ways to help protect your livelihood.

Learn more about nursery or sod farm insurance

Retail/wholesale/event florists

You have to keep track of everything at your shop—inventory, equipment, customers, employees. Let us help with insurance coverage.

Learn more about florist insurance

Landscaping business or interior plantscapers

Your business is different. You face personal and property damage risks. We have the specialized coverages that’ll help protect you and your lawn care or plantscaping business.

More on landscaper/plantscaper insurance

Own another horticultural business?

Your line of work not listed here? Tell us about your unique business. Together, we'll find the coverages you're looking for.

Let’s connect

Advocating for the floral and horticultural industry

We don’t just provide insurance coverage. We also offer you our knowledge and experience from across the industry. We specialize in serving horticultural businesses and building partnerships.

Giving back

We’re proud to support research, scholarships, and industry innovations, while partnering with a number of national and state associations.

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Loss control

We have a variety of loss control and safety resource materials tailored to help you have a safer and more successful business.

Explore resources

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Products

Learn about our insurance solutions

We offer a variety of insurance products and services that’ll help protect your income, your business, your employees, and your future.

Explore insurance coverages

Need horticultural business insurance now?

Talk with our knowledgeable representatives and they’ll help you find the right coverage options for your business.

Request a quote

Learning Center

Business tips

03/15/2023

10 Mother’s Day marketing tips for your floral business

These top 10 marketing tips can help your floral business maximize its Mother’s Day sales success. Use your creativity to outshine your competition.

Link to article

Business tips

03/14/2023

Protect Your Bottom Line: Your Business Insurance Renewal Guide

Ready to renew your business insurance? There are many details to consider—especially if changes have occurred to or within your operations. To help protect your bottom line, consider these questions when renewing your policy.

Link to article

Coverages

02/15/2023

Insurance for horticulture and floriculture businesses

Our insurance solutions address your horticulture or floriculture business’s unique risk exposures. In this guide, we explain what makes these fields unique and how you can benefit from our industry experience.

Link to article

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