Coverages8/20/2024
Your garden center insurance guide
Do you have proper insurance for your garden center? We’ve outlined potential risks and appropriate coverages in this guide to help you determine if your business is adequately insured.
SMALL PHONE
PHONE
TABLET
DESKTOP
LARGE DESKTOP
XL DESKTOP
Find insurance coverage with your business in mind
Select a business to learn how Hortica helps protect it
Garden centers
We have coverages to help protect your business property—and your business. Property and liability coverage are just the start.
Greenhouse growers
We can help protect your horticultural structures, crops, and machinery.
Nurseries or sod farms
Crops, coolers, equipment. Damage to any of these items can be disastrous to your business. We have ways to help protect your livelihood.
Retail/wholesale/event florists
You have to keep track of everything at your shop—inventory, equipment, customers, employees. Let us help with insurance coverage.
Landscaping business or interior plantscapers
Your business is different. You face personal and property damage risks. We have the specialized coverages that’ll help protect you and your lawn care or plantscaping business.
Own another horticultural business?
Your line of work not listed here? Tell us about your unique business. Together, we'll find the coverages you're looking for.
We were very fortunate to have good coverage, good agents, and a good company behind us."
Jim, ownerTimbuk Farms
See Jim's storyAdvocating for the floral and horticultural industry
We don’t just provide insurance coverage. We also offer you our knowledge and experience from across the industry. We specialize in serving horticultural businesses and building partnerships.
Giving back
We’re proud to support research, scholarships, and industry innovations, while partnering with a number of national and state associations.
Loss control
We have a variety of loss control and safety resource materials tailored to help you have a safer and more successful business.
Products
Learn about our insurance solutions
We offer a variety of insurance products and services that’ll help protect your income, your business, your employees, and your future.
Need horticultural business insurance now?
Talk with our knowledgeable representatives and they’ll help you find the right coverage options for your business.
Business tips8/12/2024
Business continuity planning 101
Use our business continuity 101 guide to prepare for business interruptions, maintain operations, protect assets, and reduce downtime after an incident.
Loss control7/30/2024
Safeguard Your Business From Severe Weather
Don’t leave to chance the survival of your horticultural business from natural disasters or severe weather. You can prep for these events with proper planning. We have three steps to help guide you.
During tough times, we can help
Let us be there for you, too
Quality insurance coverage
Quick claims resolution
Personal service
