There's always at least some level of risk when workers use implements and tools, work with soil and water, or lift heavy or bulky plants or supplies. If you have employees who work in these or other horticultural tasks, you'll want to consider workers’ compensation insurance benefits. It pays for medical expenses and lost wages when a worker is injured in the scope of their employment. It’s important to note that depending on the number of employees you have, workers’ compensation insurance is required in most states.
Workers’ compensation coverage is another way we can help you protect your business with risk management.
We understand the challenges and risks you face in the horticultural industry and can provide you a workers’ comp insurance plan that’s right for your business.
Workers’ compensation insurance helps your employees after illness or injury. It also protects your business from litigation. Purchasing workers’ compensation insurance is legally required for businesses with a certain number of employees in most states.
This insurance can help protect you against liability incurred as a result of an employee injury on the job, including:
Cost depends on the type of policy you have and its coverage limits. We’ll work with you to help determine the proper commercial business liability coverage for your company.
Purchasing workers’ compensation insurance benefits is legally required for businesses in most states. We know you want to help protect your employees and independent contractors after an illness or job-related injury. You also want to protect your business from litigation. To do that, we’ll help design a custom workers’ comp insurance plan with your business in mind.
Our understanding of the horticultural industry allows us to provide workers’ compensation insurance that will help protect your bottom line and all you've worked for.
Since 1887, we’ve provided insurance policy solutions for horticultural businesses. We understand the unique needs of the industry and offer specific products and services for:
