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Find the right horticultural insurance for your business

We’ll be there when insurance coverage is needed most
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We’re here for you

“Our companies have been insured by Hortica for well over 100 years. It has always been an outstanding experience and an outstanding relationship.”

Lee — Richmond, Indiana

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Insuring your business

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Learn more about our insurance solutions designed to help protect your business.

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Insurance solutions for horticultural businesses

We offer quality coverages and personal service

Our goal is to provide you the proper business insurance coverage and risk management you’re looking for. We’ll also work with you to reduce losses, operate a safe business, and provide prompt claim settlements.


Why choose Hortica
1887

Since 1887, we’ve helped protect the horticulture industry.

We understand how your business is different.
$7.6B

The total insured value* of all property we help protect across the United States.

We’re ready to help care for your unique business.
*May 11, 2020
A+ rating

Backed by AM Best A+ (superior) Sentry insurance*.

We have the financial stability to give you peace of mind.
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We provide personalized agent service to our customers

You’ll experience fast, hands-on support

With more than 130 years of experience in the horticultural industry, our knowledgeable staff of adjusters and network of claims professionals creates a unique partnership between us and our customers, leading to exceptional service with affordable premiums.

 

Contact us

Our business is based in the U.S., right in your neighborhood

We help protect 41 of the top 100 growers throughout the country

Headquartered in Edwardsville, Illinois, our nationwide network of representatives help guide and provide insurance solutions for greenhouse growers, nurseries, garden centers, retail florists, wholesale floral distributors, interior plantscapers, sod farms, and lawn care professionals. We also actively collaborate with and support various national and state industry associations.

 

Learn more about Hortica
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Learning center

Business tips
04/26/2022

Supply chain Q&A

Have questions on helping your business manage the supply chain crisis? We interviewed a horticultural industry expert and may have the answers you need.
Link to article
Business tips
04/22/2022

Business continuity planning

Are you prepared for a speedy business recovery after unexpected downtime or a shutdown? Learn how to create an effective business continuity plan and pair it with insurance coverage that can help protect your bottom line.
Link to article
Coverages
03/24/2022

Five common liability claim scenarios

Worried about the liability of slips and falls, among other mishaps, that could occur in connection to your horticultural business? Make sure you know what your general liability policy does or doesn’t cover.
Link to article
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