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Find the right horticultural insurance for your business

We’ll be there when insurance coverage is needed most
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We’re here for you

“Our companies have been insured by Hortica for well over 100 years. It has always been an outstanding experience and an outstanding relationship.”

Lee — Richmond, Indiana

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Insuring your business

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Learn more about our insurance solutions designed to help protect your business.

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Ready for the next step? Talk with our knowledgeable representatives.

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Insurance solutions for horticultural businesses

We offer quality coverages and personal service

Our goal is to provide you the proper business insurance coverage and risk management you’re looking for. We’ll also work with you to reduce losses, operate a safe business, and provide prompt claim settlements.


Why choose Hortica
1887

Since 1887, we’ve helped protect the horticultural industry.

We understand how your business is different.
$10.4B

The total insured value** of all property we help protect across the United States.

We’re ready to help care for your unique business.
**December, 2022
A+ rating

Backed by AM Best A+ (superior) Sentry Insurance*.

We have the financial stability to give you peace of mind.
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We provide personalized agent service to our customers

You’ll experience fast, hands-on support

With more than 135 years of experience in the horticultural industry, our knowledgeable staff of adjusters and network of claims professionals creates a unique partnership between us and our customers, leading to exceptional service with affordable premiums.

 

Contact us

Our business is based in the U.S., right in your neighborhood

We help protect 46 of the top 100 growers throughout the country

Headquartered in Edwardsville, Illinois, our nationwide network of representatives helps guide and provide insurance solutions for greenhouse growers, nurseries, garden centers, retail florists, wholesale floral distributors, interior plantscapers, sod farms, and lawn care professionals. We also actively collaborate with and support various national and state industry associations.

 

Learn more about Hortica
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Learning center

Coverages
01/27/2023

Benefits of purchasing niche insurance

Do you understand the difference between a niche insurance provider and an insurance generalist? Customized coverage—or lack thereof—is a significant factor. If your business has unique risk exposures, you’ll want to read this article.
Link to article
Business tips
12/05/2022

Top 2023 trends for horticultural businesses

Our own Traci Dooley shares top trends in the horticultural industry such as smart technology, vertical and indoor farming, great customer experiences, and strong ecommerce strategies—and explains how they could impact your business.
Link to article
Coverages
12/01/2022

Insurance guide for nurseries

Does your business insurance policy protect against the unique risk exposures your nursery faces? This ultimate insurance guide digs in deep to help you answer that question—and it may have an impact on your bottom line.
Link to article
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