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Find the right horticultural insurance for your business

We’ll be there when insurance coverage is needed most

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We’re here for you

“We’ve had a relationship with Hortica for the last 60 years and it’s been a very important relationship. It allows us to focus on our business.”

John — Baisch & Skinner Wholesale Floral Distributor

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Insuring your business

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Learn more about our insurance solutions designed to help protect your business.

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Insurance solutions for horticultural businesses

We offer quality coverages and personal service

Our goal is to provide you the proper business insurance coverage and risk management you’re looking for. We’ll also work with you to reduce losses, operate a safe business, and provide prompt claim settlements.

Why choose Hortica
1887

Since 1887, we’ve helped protect the horticulture industry.

We understand how your business is different.
$7.6B

The total insured value* of all property we help protect across the United States.

We’re ready to help care for your unique business.
*May 11, 2020
A+ rating

Backed by AM Best A+ (superior) Sentry insurance*.

We have the financial stability to give you peace of mind.
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We provide personalized agent service to our customers

You’ll experience fast, hands-on support

With more than 130 years of experience in the horticultural industry, our knowledgeable staff of adjusters and network of claims professionals creates a unique partnership between us and our customers, leading to exceptional service with affordable premiums.
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Our business is based in the U.S., right in your neighborhood

We help protect 40 of the top 100 growers throughout the country

Headquartered in Edwardsville, Illinois, our nationwide network of representatives help guide and provide insurance solutions for greenhouse growers, nurseries, garden centers, retail florists, wholesale floral distributors, interior plantscapers, sod farms, and lawn care professionals. We also actively collaborate with and support various national and state industry associations.

Learn more about Hortica
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Learning center

Loss control

06/17/2021

Reduce the impact of hail at your greenhouse

Hailstorms can be destructive. However, these tips can help you reduce your losses if hail strikes your property.
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Coverages

06/16/2021

Top risks impacting your business

Check out our list of the top risks horticultural businesses like yours face and learn about the insurances coverages that can help protect you.
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Coverages

06/04/2021

Coverages to help protect you at weddings

As a florist, you know weddings can be a great additional revenue stream, but these events come with unique risks. Let’s review wedding risks and the insurance coverages that can help you if you suffer a loss.
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