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Find the right horticultural insurance for your business

We’ll be there when insurance coverage is needed most

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We’re here for you

“We’ve had a relationship with Hortica for the last 60 years and it’s been a very important relationship. It allows us to focus on our business.”

John — Baisch & Skinner Wholesale Floral Distributor

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Insuring your business

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Learn more about our insurance solutions designed to help protect your business.

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Insurance solutions for horticultural businesses

We offer quality coverages and personal service

Our goal is to provide you the proper business insurance coverage and risk management you’re looking for. We’ll also work with you to reduce losses, operate a safe business, and provide prompt claim settlements.

Why choose Hortica
1887

Since 1887, we’ve helped protect the horticulture industry.

We understand how your business is different.
$7.6B

The total insured value* of all property we help protect across the United States.

We’re ready to help care for your unique business.
*May 11, 2020
A+ rating

Backed by AM Best A+ (superior) Sentry insurance*.

We have the financial stability to give you peace of mind.
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We provide personalized agent service to our customers

You’ll experience fast, hands-on support

With more than 130 years of experience in the horticultural industry, our knowledgeable staff of adjusters and network of claims professionals creates a unique partnership between us and our customers, leading to exceptional service with affordable premiums.
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Our business is based in the U.S., right in your neighborhood

We help protect 38 of the top 100 growers throughout the country

Headquartered in Edwardsville, Illinois, our nationwide network of representatives help guide and provide insurance solutions for greenhouse growers, nurseries, garden centers, retail florists, wholesale floral distributors, interior plantscapers, sod farms, and lawn care professionals. We also actively collaborate with and support various national and state industry associations.

Learn more about Hortica
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Learning center

Employees

01/18/2021

Ensure drivers meet federal standards

Here’s what you need to know to use the FMCSA Commercial Driver’s License Drug and Alcohol Clearinghouse to keep your business compliant with driver registration requirements.
Link to article

Business tips

01/11/2021

Prepping for Valentine’s Day

Valentine’s Day is one of the busiest times of the year in the floral industry. Be prepared by knowing what you need to do regarding temporary workers and temporary equipment.
Link to article

Loss control

12/17/2020

Three winter warning signs

There are usually warning signs before trouble happens. If you can identify those signs early at your greenhouse, it can help you save time and money. Here are three winter-related warning signs to watch out for.
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