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Find the right horticultural insurance for your business

We’ll be there when insurance coverage is needed most
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We’re here for you

“Our companies have been insured by Hortica for well over 100 years. It has always been an outstanding experience and an outstanding relationship.”

Lee — Richmond, Indiana

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Review coverages

Learn more about our insurance solutions designed to help protect your business.

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Get an insurance quote

Ready for the next step? Talk with our knowledgeable representatives.

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Insurance solutions for horticultural businesses

We offer quality coverages and personal service

Our goal is to provide you the proper business insurance coverage and risk management you’re looking for. We’ll also work with you to reduce losses, operate a safe business, and provide prompt claim settlements.


1887

Since 1887, we’ve helped protect the horticulture industry.

We understand how your business is different.
$7.6B

The total insured value* of all property we help protect across the United States.

We’re ready to help care for your unique business.
*May 11, 2020
A+ rating

Backed by AM Best A+ (superior) Sentry insurance*.

We have the financial stability to give you peace of mind.
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We provide personalized agent service to our customers

You’ll experience fast, hands-on support

With more than 130 years of experience in the horticultural industry, our knowledgeable staff of adjusters and network of claims professionals creates a unique partnership between us and our customers, leading to exceptional service with affordable premiums.

 

Our business is based in the U.S., right in your neighborhood

We help protect 41 of the top 100 growers throughout the country

Headquartered in Edwardsville, Illinois, our nationwide network of representatives help guide and provide insurance solutions for greenhouse growers, nurseries, garden centers, retail florists, wholesale floral distributors, interior plantscapers, sod farms, and lawn care professionals. We also actively collaborate with and support various national and state industry associations.

 

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Learning center

Business tips
09/08/2022

Greenhouse technology benefits

Is your greenhouse tech-enabled? Robotics, automation, and smart technology are advancements already in use in commercial greenhouses. And just like your smartphone, the advancements keep coming. Find out how these tools can benefit you.
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An insurance guide for retail florists

Not sure what type of insurance is beneficial for your retail floral shop? Consider common risk factors like seasonal reliability and perishable inventory when choosing coverages. Our retail florist insurance guide offers valuable insight.
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Vertical growing trend

Vertical growing in greenhouses or shipping containers is a rising trend. As a greenhouse owner, if you’re thinking of adopting this growing method, it’s not too far out of reach. This article can help you decide.
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