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Find the right horticultural insurance for your business

We’ll be there when insurance coverage is needed most

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We’re here for you

“We’ve had a relationship with Hortica for the last 60 years and it’s been a very important relationship. It allows us to focus on our business.”

John — Baisch & Skinner Wholesale Floral Distributor

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Review coverages

Learn more about our insurance solutions designed to help protect your business.

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Get an insurance quote

Ready for the next step? Talk with our knowledgeable representatives.

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Insurance solutions for horticultural businesses

We offer quality coverages and personal service

Our goal is to provide you the proper business insurance coverage and risk management you’re looking for. We’ll also work with you to reduce losses, operate a safe business, and provide prompt claim settlements.

1887

Since 1887, we’ve helped protect the horticulture industry.

We understand how your business is different.
$7.6B

The total insured value* of all property we help protect across the United States.

We’re ready to help care for your unique business.
*May 11, 2020
A+ rating

Backed by AM Best A+ (superior) Sentry insurance*.

We have the financial stability to give you peace of mind.
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We provide personalized agent service to our customers

You’ll experience fast, hands-on support

With more than 130 years of experience in the horticultural industry, our knowledgeable staff of adjusters and network of claims professionals creates a unique partnership between us and our customers, leading to exceptional service with affordable premiums.

Our business is based in the U.S., right in your neighborhood

We help protect 38 of the top 100 growers throughout the country

Headquartered in Edwardsville, Illinois, our nationwide network of representatives help guide and provide insurance solutions for greenhouse growers, nurseries, garden centers, retail florists, wholesale floral distributors, interior plantscapers, sod farms, and lawn care professionals. We also actively collaborate with and support various national and state industry associations.

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Learning center

Business tips

11/23/2020

Choosing an insurance company

Choosing an insurance provider for your business is an important task. Let us help you by sharing what a prospective insurance company must have and what would be nice to have for your horticultural or floral operation.

Loss control

11/20/2020

Safe handling of Christmas trees will keep the season bright

It could be a busy Christmas tree season as more customers consider a traditional holiday celebration with a live tree. With ongoing coronavirus concerns, you’ll want to take some extra safety precautions before they come to buy.

Business tips

11/17/2020

Fall maintenance recommendations

Fall maintenance procedures that prime your business for peak growing season.
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