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Find the right horticultural insurance for your business

We’ll be there when insurance coverage is needed most
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Wholesale Florist & Florist Supplier AssociationAmericanHortSociety of American ForestersNational Association of Landscape ProfessionalsMaster NurseryAPLD
Wholesale Florist & Florist Supplier AssociationAmericanHortSociety of American ForestersNational Association of Landscape ProfessionalsMaster NurseryAPLD
Society of American ForestersAmericanHortMaster Nursery
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Learn more about our insurance solutions designed to help protect your business.

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Ready for the next step? Talk with our knowledgeable representatives.

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Insurance solutions for horticultural businesses

We offer quality coverages and personal service

Our goal is to provide you the proper business insurance coverage and risk management you’re looking for. We’ll also work with you to reduce losses, operate a safe business, and provide prompt claim settlements.

Why choose Hortica
Timbuk Farms employees talking with a Hortica insurance representative
You have people that understand our business. You’re not talking to an adjustor that’s never done a claim before. You’re talking to someone that’s done it for 20, 30 years and knows our industry."
Jim, ownerTimbuk Farms
See the full testimonial
Since 1887, we’ve helped protect the horticultural industry.
We understand how your business is different.
The total insured value** of all property we help protect across the United States.
We're ready to help care for your unique business.
**December 2022
A+ rating
Backed by AM Best A+ (superior) Sentry Insurance*.
We have the financial stability to give you peace of mind.
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Business tips

We provide personalized agent service to our customers

You’ll experience fast, hands-on support

With more than 135 years of experience in the horticultural industry, our knowledgeable staff of adjusters and network of claims professionals creates a unique partnership between us and our customers, leading to exceptional service with affordable premiums.

Contact us
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Our business is based in the U.S., right in your neighborhood

We help protect 50 of the top 100 growers throughout the country

Headquartered in Edwardsville, Illinois, our nationwide network of representatives helps guide and provide insurance solutions for greenhouse growers, nurseries, garden centers, retail florists, wholesale floral distributors, interior plantscapers, sod farms, and lawn care professionals. We also actively collaborate with and support various national and state industry associations.

Learn more about Hortica

Learning center

Someone sweeping
Business tips4/3/2024

Prep for the busy season: Spring cleaning tips for your horticultural business

Spring is a great time to get ready for the busy season by cleaning up your property, inspecting your equipment, and reviewing your safety procedures. Here are some tips to help you.
Link to article
Hail and Ruler
Loss control3/25/2024

Help protect your horticultural business from hail damage

Hail can cause severe damage to not only your roofing, but also your crops, equipment, and even your electrical components. Is your business ready for the next severe hailstorm? Read this to gauge your preparedness.
Link to article
People watering a houseplant
Business tips1/4/2024

Increase profits with the mental health benefits of plants and flowers

Highlight the mental health benefits of plants and flowers to boost sales and improve customer well-being. Our insights can help you increase profits and address growing mental wellness concerns.
Link to article
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