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Find the right horticultural insurance for your business

We’ll be there when insurance coverage is needed most
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We’re here for you

“We’ve had a relationship with Hortica for the last 60 years and it’s been a very important relationship. It allows us to focus on our business.”

John — Baisch & Skinner Wholesale Floral Distributor

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Review coverages

Learn more about our insurance solutions designed to help protect your business.

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Get an insurance quote

Ready for the next step? Talk with our knowledgeable representatives.

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Insurance solutions for horticultural businesses

We offer quality coverages and personal service

Our goal is to provide you the proper business insurance coverage and risk management you’re looking for. We’ll also work with you to reduce losses, operate a safe business, and provide prompt claim settlements.


1887

Since 1887, we’ve helped protect the horticulture industry.

We understand how your business is different.
$7.6B

The total insured value* of all property we help protect across the United States.

We’re ready to help care for your unique business.
*May 11, 2020
A+ rating

Backed by AM Best A+ (superior) Sentry insurance*.

We have the financial stability to give you peace of mind.
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We provide personalized agent service to our customers

You’ll experience fast, hands-on support

With more than 130 years of experience in the horticultural industry, our knowledgeable staff of adjusters and network of claims professionals creates a unique partnership between us and our customers, leading to exceptional service with affordable premiums.

 

Our business is based in the U.S., right in your neighborhood

We help protect 40 of the top 100 growers throughout the country

Headquartered in Edwardsville, Illinois, our nationwide network of representatives help guide and provide insurance solutions for greenhouse growers, nurseries, garden centers, retail florists, wholesale floral distributors, interior plantscapers, sod farms, and lawn care professionals. We also actively collaborate with and support various national and state industry associations.

 

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Learning center

Loss control

11/15/2021

Choose the right greenhouse covering based on your risks

Identify the possible risks you face. Then weigh the pros and cons of popular types of greenhouse covering when determining the type to use. This guide can help you.

Loss control

11/09/2021

What I look for during a safety visit

Zach Bruce, a safety services manager, shares who he meets with during a company safety visit, what he looks for during his evaluation, and what steps businesses should take after he leaves.

Coverages

08/31/2021

12 insurance terms you need to know

From defining your policy limits to explaining your responsibility as a policyholder, these 12 insurance terms can greatly impact your insurance coverage and your business.
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