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About Hortica

Insurance coverage with your business in mind

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Who we are

We offer insurance solutions for horticultural industry businesses

We'll help protect you, your business, and your employees

Since 1887, we've helped protect horticultural businesses like yours across the United States. Our goal is to guide and provide insurance solutions for greenhouse growers, nurseries, garden centers, retail florists, wholesale floral distributors, interior plantscapers, sod farms, and lawn care professionals.

As a brand of the Sentry Insurance Group, one of the largest and most financially secure mutual insurance companies in the nation, we provide our policyholders assurance that we’ll be there for them now and in the future.

Recent news

Stay up to date and see what’s new at Hortica

AM Best Rating
Company news8/27/2026

Sentry® Insurance earns 35th consecutive A+ (superior) rating from AM Best

AM Best points to Sentry’s capital and balance sheet strength, innovation, and well-diversified business profile as reasons for the rating. Hortica® is a brand of the Sentry Insurance Group.
Link to article
Pesche Kurt Penn representative talking with a Hortica representative in a greenhouse with flowers
Industry insights11/1/2024

A safety consultant’s guide to greenhouse risks: Inside Grower

Zach Bruces shares first-hand safety inspection tips from his years as a safety consultant.
Link to article
Timbuk Farms and Hortica representatives walking through a greenhouse
Industry insights10/12/2024

How to evaluate your greenhouse insurance for 2025: Greenhouse Grower

As renewal season approaches, Traci Dooley shares how changes to your business could impact your coverage needs.
Link to article
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Serve horticultural customers? Work with Hortica

Interested in becoming appointed?

We distribute our products through direct agents and select independent agents and brokers. We’re eager to find and support agents with experience and deep knowledge of horticultural industries. If you work with greenhouses, retail florists, sod growers, and other segments of the horticultural industry, we should talk.

Learn more

Our horticultural industry affiliations

Our dedication to the horticultural industry is proven. Through our support of research and scholarships, and relationships with government officials, we help promote innovative solutions to industry concerns. We’re proud to be affiliated with many national and state associations, including:

  • AmericanHort

  • Association of Professional Landscape Designers (APLD)

  • Master Nursery Garden Centers (MNGC)

  • National Association of Landscape Professionals (NALP)

  • Society of American Florists (SAF)

  • Wholesale Florist & Florist Supplier Association (WF&FSA)

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Career opportunities

Come grow with us.

If you enjoy helping others and working as part of a team, join us. You’ll find a professional culture here that fosters inclusion, respect, honesty, collaboration, and accountability. We strive to provide a positive work/life balance filled with personal and professional growth opportunities for all of our employees.

Explore our careers

Learning center

Industrial boiler room with heavy machinery, pipes, and yellow and red gas burners.
Loss control11/11/2026

Boiler preventative maintenance guide for horticulture businesses

An overlooked boiler room can cost you. Learn what daily, weekly, and seasonal maintenance your boiler needs to help prevent breakdowns, safety hazards, and operational disruptions.
Link to article
Workers loading trays of plants into the back of a truck.
Coverages10/30/2026

How much does landscaping insurance cost?

No two landscaping businesses carry the same risks. Learn how your services, payroll, vehicles, equipment, location, and coverage choices influence your insurance costs.
Link to article
White delivery van parked on a road alongside autumn trees.
Loss control10/2/2026

Fall driving safety tips for horticulture businesses

Wet leaves, frost, shorter days, and more wildlife make fall roads unpredictable. Prepare your drivers and commercial vehicles with these fall safety tips.
Link to article
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