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About Hortica

Insurance coverage with your business in mind

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Who we are

We offer insurance solutions for horticultural industry businesses

We'll help protect you, your business, and your employees

Since 1887, we've helped protect horticultural businesses like yours across the United States. Our goal is to guide and provide insurance solutions for greenhouse growers, nurseries, garden centers, retail florists, wholesale floral distributors, interior plantscapers, sod farms, and lawn care professionals.

As a brand of the Sentry Insurance Group, one of the largest and most financially secure mutual insurance companies in the nation, we provide our policyholders assurance that we’ll be there for them now and in the future.

Recent news

Stay up to date and see what’s new at Hortica

AM Best Rating
Company news7/28/2025

Sentry Insurance maintains A+ rating from AM Best*

AM Best points to Sentry’s capital, balance sheet strength, and the diversity of its business lines as reasons for the rating. Hortica is a brand of the Sentry Insurance Group.
Link to article
Pesche Kurt Penn representative talking with a Hortica representative in a greenhouse with flowers
Industry insights11/1/2024

A safety consultant’s guide to greenhouse risks: Inside Grower

Zach Bruces shares first-hand safety inspection tips from his years as a safety consultant.
Link to article
Timbuk Farms and Hortica representatives walking through a greenhouse
Industry insights10/12/2024

How to evaluate your greenhouse insurance for 2025: Greenhouse Grower

As renewal season approaches, Traci Dooley shares how changes to your business could impact your coverage needs.
Link to article
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Serve horticultural customers? Work with Hortica

Interested in becoming appointed?

We distribute our products through direct agents and select independent agents and brokers. We’re eager to find and support agents with experience and deep knowledge of horticultural industries. If you work with greenhouses, retail florists, sod growers, and other segments of the horticultural industry, we should talk.

Learn more

Our horticultural industry affiliations

Our dedication to the horticultural industry is proven. Through our support of research and scholarships, and relationships with government officials, we help promote innovative solutions to industry concerns. We’re proud to be affiliated with many national and state associations, including:

  • AmericanHort

  • Association of Professional Landscape Designers (APLD)

  • Master Nursery Garden Centers (MNGC)

  • National Association of Landscape Professionals (NALP)

  • Society of American Florists (SAF)

  • Wholesale Florist & Florist Supplier Association (WF&FSA)

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Career opportunities

Come grow with us.

If you enjoy helping others and working as part of a team, join us. You’ll find a professional culture here that fosters inclusion, respect, honesty, collaboration, and accountability. We strive to provide a positive work/life balance filled with personal and professional growth opportunities for all of our employees.

Explore our careers

Learning center

a man and young boy watering plants outside on a balcony
Business tips2/11/2026

Promote plants that cultivate positive mental health

Plants like lavender and chamomile are scientifically proven to boost health and well-being. Learn how you can promote these plants to benefit your customers.
Link to article
planting conveyor belt system
Loss control2/4/2026

Navigating OSHA guidelines for horticulture and landscaping businesses

Keeping up with OSHA standards can feel overwhelming. This article breaks down key OSHA requirements, why OSHA might visit, and outlines how to prepare for an inspection.
Link to article
man and woman loading up plants into back of delivery vehicle
Loss control1/21/2026

Delivery driver safety tips for horticulture businesses

Delivery drivers face some of the highest workplace risks in the horticultural industry. These tips can help strengthen your safety program and keep drivers—and deliveries—safe.
Link to article
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