SMALL PHONE
PHONE
TABLET
DESKTOP
LARGE DESKTOP
XL DESKTOP
Outside image of the Hortica building

About Hortica

Insurance coverage with your business in mind

Request a quote
Who we are

We offer insurance solutions for horticultural industry businesses

We'll help protect you, your business, and your employees

Since 1887, we've helped protect horticultural businesses like yours across the United States. Our goal is to guide and provide insurance solutions for greenhouse growers, nurseries, garden centers, retail florists, wholesale floral distributors, interior plantscapers, sod farms, and lawn care professionals.

As a brand of the Sentry Insurance Group, one of the largest and most financially secure mutual insurance companies in the nation, we provide our policyholders assurance that we’ll be there for them now and in the future.

Recent news

Stay up to date and see what’s new at Hortica

Pesche Kurt Penn representative talking with a Hortica representative in a greenhouse with flowers
Industry insights11/1/2024

A safety consultant’s guide to greenhouse risks: Inside Grower

Zach Bruces shares first-hand safety inspection tips from his years as a safety consultant.
Link to article
Timbuk Farms and Hortica representatives walking through a greenhouse
Industry insights10/12/2024

How to evaluate your greenhouse insurance for 2025: Greenhouse Grower

As renewal season approaches, Traci Dooley shares how changes to your business could impact your coverage needs.
Link to article
Mellano Farms and Hortica representatives walking through an outdoor planting area
Industry insights9/22/2024

Building local partnerships to prepare for severe weather: Greenhouse Grower

As growers confront severe weather risks, Zach Bruce shares how local partnerships can help with emergency response planning.
Link to article
Visit newsroom
Three men having a conversation
Work with us

Serve horticultural customers? Work with Hortica

Interested in becoming appointed?

We distribute our products through direct agents and select independent agents and brokers. We’re eager to find and support agents with experience and deep knowledge of horticultural industries. If you work with greenhouses, retail florists, sod growers, and other segments of the horticultural industry, we should talk.

Learn more

Our horticultural industry affiliations

Our dedication to the horticultural industry is proven. Through our support of research and scholarships, and relationships with government officials, we help promote innovative solutions to industry concerns. We’re proud to be affiliated with many national and state associations, including:

  • AmericanHort

  • Association of Professional Landscape Designers (APLD)

  • Master Nursery Garden Centers (MNGC)

  • National Association of Landscape Professionals (NALP)

  • Society of American Florists (SAF)

  • Wholesale Florist & Florist Supplier Association (WF&FSA)

Two woman having a conversation

Career opportunities

Come grow with us.

If you enjoy helping others and working as part of a team, join us. You’ll find a professional culture here that fosters inclusion, respect, honesty, collaboration, and accountability. We strive to provide a positive work/life balance filled with personal and professional growth opportunities for all of our employees.

Explore our careers

Learning center

Greenhouse
Coverages6/2/2025

Your guide to greenhouse insurance

The commercial greenhouse industry faces unique risks, from storm damage and electrical fires to crop losses and equipment breakdowns. Some locations are more susceptible to these risks. That’s why greenhouse insurance isn’t one-size-fits-all. Review coverage options in this greenhouse insurance overview.
Link to article
sun setting with greenhouse
Loss control5/22/2025

Protecting your greenhouse in higher-risk areas: 6 risk management strategies

This guide covers essential risk management strategies for protecting greenhouses in higher-risk regions—from structural maintenance to financial preparedness. Stay proactive and help secure your investment.
Link to article
man securing back bed of truck
Employees5/6/2025

Why driver safety training for new hires is essential in the horticulture industry

A well-trained fleet is key to helping reduce accidents and creating a culture of safety. This guide explores how to implement best practices for new-hire driver safety training.
Link to article
See all