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Coverages

Learn about the details on the horticultural insurance coverages we offer and how we can help protect your business, from your property to your employees.

florist assembling flowers
Coverages11/18/2025

Flower shop insurance explained: What business insurance do florists need?

From delicate stems in coolers to bulk floral shipments on the road—your florist business faces risks that go beyond the storefront. Our florist insurance guide breaks down key coverages to help protect your retail or wholesale operation year-round.
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rows of flowers growing in a greenhouse
Coverages11/13/2025

Greenhouse insurance guide

Weather extremes, power outages, and equipment breakdowns can quickly interrupt your greenhouse operations. When that happens, having tailored coverage in place can make all the difference. Discover how specialized greenhouse insurance can help reduce downtime and protect your investment.
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man pushing a cart of flowers in greenhouse
Coverages9/16/2025

Understanding horticulture and floriculture—and why specialized insurance matters

From greenhouse growers to retail florists, your business faces unique risks. We provide insurance coverage specifically designed for horticulture and floriculture operations. Whether you grow in soil or sell cut flowers, we can help protect your business—because it’s what we specialize in.
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man in apron working in greenhouse
Coverages7/14/2025

Help protect your horticultural business with risk-relevant insurance coverage

From property damage to cyberattacks, explore the top risks horticultural businesses face—and how insurance helps you stay protected.
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hero-plant-nursery-insurance-575x300
Coverages6/18/2025

Why you need plant nursery insurance

Explore how nursery insurance can help protect your bottom line if you experience a loss due to weather, theft, and equipment breakdown—plus tips on choosing a trusted provider for your business.
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Tables decorated with floral arrangements for a wedding reception
Coverages4/1/2025

Do florists need insurance for weddings?

Weddings can be a dream opportunity for florists—but they also come with unique risks. From property damage to last-minute flower shortages, unexpected issues can impact your business. Make sure you're covered with the proper florist insurance. Learn about common wedding risks and how to help protect your business.
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