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Key Partner: AmericanHort helps provide solutions for the horticultural industry

June 5, 2019

Our Key Partner for June is a partnership in its own right. Originally formed in 2014, AmericanHort resulted from the merger of the American Nursery & Landscape Association and the OFA—the Association of Horticultural Professionals. Its goal is simple—apply the combined 220+ years of experience the two groups have to unify the industry, improve collaboration, […]

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Simple tips to improve the lifespan of your roof

May 28, 2019

As a business owner, you have a lot to keep track of every day. One of the last things that might be on your mind is the roof over your head. However, taking the time to inspect and maintain the roofs of your structures can save you money—and protect the property inside those structures. You […]

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Protect your critical information from cyber data extortion

May 21, 2019

Customer accounts. Payment information. Inventory. It’s all data you rely upon and often need at a moment’s notice. Thankfully, you can access it all from your computer. But what if someone got into your information system and cut off your access? That’s exactly what’s happening in the disturbing trend of hackers intentionally blocking and holding […]

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Preparing your business for hurricane season

May 14, 2019

  For six months each year—June 1 to November 30—the watch is on for hurricanes in the Atlantic. That’s when 97 percent of tropical activity occurs. That’s why we want to help you prepare your business if a storm hits. Here are some tips to help you get ready:     Survey your property: Check […]

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In the Bloom with Maria Shepherd: It’s time to think about creating or updating an employee handbook to help protect your business

May 7, 2019

As a Hortica Retail Sales Specialist, I’m always surprised to hear when a client doesn’t have a detailed employee handbook or isn’t aware of basic human resources protocols—especially in this lawsuit-happy business climate. Whether you’re insured by Hortica or another insurance company, you should take the time to update your employee handbook and labor law […]

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You know you have storm coverage. But do you know how your wind and hail deductible applies?

April 30, 2019

It’s the time of year when severe weather ravages parts of the United States. High winds and heavy rains with hail can cause plenty of damage to any business. It can be especially devastating to horticultural industry businesses like yours, since buildings and plant stock tend to be more at risk. For example, soft or […]

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Flood season has returned, but you can help protect your business with the proper insurance

April 23, 2019

According to FEMA, floods are the most common and costly type of natural disaster in the U.S. Recent rains on top of snow melt in the Midwest, as well as strong storms and hurricanes that have hit other parts of the country only reinforce that fact. But it’s not just weather systems that can create […]

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As the rules regarding production of hemp change, you’ll want to make sure your insurance covers any growing you do

April 16, 2019

Growing and farming hemp for profit has become very popular in the U.S. For centuries, American farmers have grown hemp for fiber, building materials, oil, and cosmetics. But commercial growth was effectively banned by the federal government over concerns about marijuana. Those restrictions were loosened in the 2014 Farm Bill. Now, the federal government is […]

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Tips to hire quality drivers to protect your product—and the reputation of your business

April 9, 2019

For the majority of the year, you probably don’t need additional drivers to meet demand, but that changes during busy times like Administrative Professionals Day and Mother’s Day. Odds are, you’ll see many new customers, so making a good impression is key. After all, if your customers don’t have a good first delivery experience, it […]

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In the Bloom with Maria: Tips for reducing your business tax bill

April 2, 2019

Tax Day is the day no one looks forward to. As you collect your receipts, statements, and forms, you may also want to put together a list of questions for your tax preparer about deduction items. As Hortica Retail Sales Specialist Maria Shepherd explains, taking tax advantage of certain building improvements, self-rents, S corporation advantages, […]

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