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For over 128 years Hortica Insurance & Employee Benefits has dedicated itself to the horticultural industry, leading the way with its proud tradition of service, growth, financial stability and strength. We continue to focus our efforts on providing advice to the numerous segments within the horticultural industry as it relates to their various insurance needs.

We appreciate our customers’ loyalty and understand the unique risks and needs of today’s horticultural industry businesses. As a value-added benefit, Hortica provides effective loss control and safety programs to ensure the safe and profitable operation of your business. Whether you operate a garden center, retail florist, nursery, sod farm or you are a greenhouse grower, landscape/lawn care professional, interior plantscaper or wholesale floral distributor, we are here to help.

Hortica’s training and resource catalog describes the many loss control and safety programs and services we have to offer. When logging into the Members Only section, you will be able to explore a wide range of material to assist you in managing risk.

As a trusted partner for your business insurance, employee benefits and personal insurance, we are with you every step of the way.

Whatever your horticultural industry business – landscape/lawn care, interior plantscape, garden center, retail florist, nursery, greenhouse, wholesale floral distribution, sod farm – effective loss control and safety programs must be established to ensure a safe and profitable operation. Hortica offers a wide variety of training courses and resource materials to assist you in planning and providing the necessary safety, fire and accident prevention training for your employees.

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On-Site Consultation Services are provided to help you develop a workplace injury and accident prevention plan, and identify potential loss causes. Once identified, Hortica will recommend actions to control these causes of employee injury and property loss.


On-Site Thermographic Inspections are provided to help prevent fire claims by seeking out exceptions, or anomalies, that may eventually result in costly damage to equipment or a disruption in operations. By using thermal imaging, Hortica wants to help the policyholder create real savings by reducing the chances for a fire, as well as help with preventative maintenance to avoid business interruptions and reduce energy costs.


Training Materials available through our Loss Control & Safety Services are divided into several topic areas to help you find the resources you need quickly:



  • Safety Checklists Safety Labels

  • Safety Program Templates Safety Posters

  • Safety Quizzes Tailgate Training Topics

  • Video Loan Program

  • Customized Training and Safety Programs can be developed if you need a program to meet your company’s specific loss control or safety training needs.

  • Review of Existing Safety Programs

  • Annual Claims Analysis


Hortica’s Loss Control & Safety Services is committed to assisting you in developing your training programs and conducting training classes including forklift safety, safe lifting, auto safety training, chemical safety, prevention of slips, trips and falls and more. We have developed several customized training programs that have been tailored to the horticultural industry. Many of these programs are available to you as Microsoft PowerPoint presentations.


We have also created numerous Tailgate Training sessions available in English and Spanish. By performing regular Tailgate Training sessions, you keep your workforce constantly thinking and maintaining a safe workplace that is accident-free. A Tailgate Training session typically lasts 5 -10 minutes and is performed with a group of 10 -15 employees.


Hortica’s Loss Control & Safety Services is able to create customized training sessions to meet your specific needs. To find out more information about these or any other training topics,


Please contact Hortica’s Loss Control & Safety Services at 800.851.7740.