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How the National Flood Insurance Program can help your business

October 3, 2017

Water—it’s the foundation of life. It can also be detrimental to your business when it comes to flooding. As we’ve mentioned before, the damage from just 1 inch of water can cost more than $20,000. That said, none of us like to think about flooding, until water is literally at—or over— our doorstep. However, there […]

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In The Bloom with Maria: Educate customers on flowers and plants that can be toxic to pets

September 28, 2017

When it comes to our inventory, we can gush for hours about our flowers’ beauty, aroma, growing season, and ideal settings. Our knowledge as business owners is one of our best assets, and a true selling point for our customers. With that knowledge also comes the obligation to share any risks that could occur with […]

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As your business changes, so should your business insurance policy

September 21, 2017

Let’s be honest, when it comes to insurance, a lot of us buy a policy and don’t think much about it until the next renewal. That philosophy might work in some instances, but when it comes to your business insurance, you’re doing yourself a disservice if you don’t review your policy on a regular basis. […]

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Why you should consider GPS tracking for your business fleet

September 14, 2017

As a business owner, you’re always looking at your bottom line. A general rule in business is that you need to spend money to make money. It’s why you should always look ahead when it comes to the needs of your business. When that investment can also lead to a safer environment for your business, […]

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Prepping your business for severe weather

September 7, 2017

Alexander Graham Bell is credited with saying, “Before anything else, preparation is the key to success.” Brent Bates, Hortica’s Director of Safety Services, couldn’t agree more. Preparation is very important for the green industry, especially when it comes to severe weather. “No industry is affected more by catastrophic weather events than the horticultural industry,” Bates […]

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Key Partner: Floral industry ready to show off at the 2017 SAF Annual Convention

August 29, 2017

Most of you reading this blog are already familiar with the Society of American Florists (SAF), one the oldest floral organizations in the country. The SAF represents all segments of the industry—from retailers and growers to wholesalers, importers, suppliers, and more. But how many of you have attended an SAF Annual Convention? This year’s SAF […]

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Explaining risk management and how we can help you save money

August 22, 2017

At Hortica, one of our primary concerns is risk management for businesses, specific to those in the horticultural industry. We’ve been providing these services since 1887, and we are the only U.S. insurance brand solely dedicated to greenhouse growers, nurseries, garden centers, interior plantscapers, retail florists, wholesale floral distributors, sod farms, and landscape and lawn […]

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Save money, time, and inventory by installing security cameras

August 15, 2017

Surveillance systems, or security cameras as they are more commonly known, are part of the décor at many retail outlets and other types of businesses. Do you have any on your business property? If the answer is no, you might want to reconsider. Security cameras offer many benefits, which we’ll outline below, and can provide […]

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In The Bloom with Maria: With an expansion in services, florists need to develop agreements and communicate them clearly

August 8, 2017

A recent high-profile wedding filled with controversy and litigation once again demonstrates how those involved in wedding planning—including florists—need to have best practices, procedures, and contracts in place to help protect their work and reputation. An expensive wedding hangover Washington power couple Joan and Bernard Carl decided to foot the bill for their daughter’s extravagant […]

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Key partner: Independent garden centers get the star treatment at IGC show

August 2, 2017

There’s nothing quite like a show targeted just for you. In such a setting, you can meet with your peers and not have to share floor space with the general public. Welcome to the Independent Garden Center (IGC) Show, dedicated exclusively to independent garden centers. The IGC Chicago Show takes place Aug. 15–17 on the […]

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