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In the Bloom with Maria: Time to think about cyber liability risks, as more credit card providers no longer require signatures

August 14, 2018

Credit cards are one of the major ways consumers pay for purchases. But as technology advances with chip cards, the need for a signature to confirm the customer’s identity is becoming a thing of the past. As Hortica Retail Sales Specialist Maria Shepherd discovered, new rules from credit card providers may eliminate the need for […]

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Key Partner: Master Nursery Garden Centers work to help the independent garden center succeed

August 7, 2018

Whether it’s buying stock, helping market a garden center, or offering business advice, Master Nursery Garden Centers, Inc., is there to help. It’s a multi-million-dollar, member-owned cooperative comprised exclusively of independent retail garden centers. Master Nursery began back in 1951, when a small group of San Francisco Bay Area nursery owners realized that they could […]

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Restoring your business after a hurricane strikes

July 31, 2018

For six months each year—June 1 to November 30—the watch is on for hurricanes in the Atlantic. Last month, we told you how to develop an action plan and included some of the ways you can help protect your assets before a storm hits. But that’s not the only plan you should have. You also […]

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Protecting your business from employee issues with Employment Related Practices Liability coverage

July 24, 2018

It’s not uncommon for an employer to face a lawsuit from a worker over an employment issue. But there are ways you can limit your potential exposure to these kinds of claims. That’s where Hortica’s Employment Related Practices Liability Insurance (EPLI) comes in. Here are some of the situations where we’ll protect you: Demotion or […]

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Key Partner: The TNLA Nursery/Landscape EXPO showcases the latest in the green industry

July 17, 2018

  Staying on top of the latest products and trends is key to anyone in the horticultural industry. And that’s where the Texas Nursery & Landscape Association (TNLA) Nursery/Landscape EXPO comes in. For more than 60 years, it’s provided a chance to see the latest industry offerings, talk one-on-one with exhibitors, and learn from experts—all […]

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In the Bloom with Maria: If your wedding services grow beyond flowers—will your insurance cover them?

July 10, 2018

Providing floral arrangements for the wedding party, church, and reception is now only part of the services many shops and studios offer to couples. As Hortica Retail Sales Specialist Maria Shepherd found out, adding services like catering and entertainment should prompt adding an insurance review. In the article, “New Jersey Florist Launches Wedding Planning Platform”, […]

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Preparing your business and employees for wildfires

July 2, 2018

It’s that time of year when wildfires burn millions of acres and destroy hundreds of homes and businesses. When weather conditions such as strong wind, low relative humidity, and high temperatures make wildfires more likely, the National Weather Service (NWS) issues notices. Watches, warnings, and evacuation notices are designed to provide adequate time for evacuation. […]

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Key Partner: Supporting and promoting the landscaping industry with the Association of Professional Landscape Designers

June 26, 2018

  Proper landscaping can certainly turn any business, home, or piece of property into a work of art. But it takes special skills to make sure it’s done properly. That’s where the Association of Professional Landscape Designers (APLD) comes in. They’re our Key Partner this month. According to its website, APLD is dedicated to advancing […]

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Avoiding the dangers of heat stress

June 19, 2018

  Summer is upon us and that means more hot and humid weather. But for those who work in greenhouses and outdoors, it can make for long—even dangerous—days. Heat illnesses and deaths are preventable, if you know what to do. That’s where a prevention program comes in. OSHA has several recommendations for employers:   Provide […]

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In the Bloom with Maria: A well-crafted employee handbook can save you headaches—and heartaches—in the long run

June 12, 2018

Many mom and pop floral shops may not think an employee handbook is necessary when they have fewer than a handful of employees. But a handbook can be a critical tool in providing your staff with guidelines and expectations that can help improve your business. The article “By the Book” by Glenna Hecht, SPHR, published […]

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