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Umbrella-LiabilityExcess-Liability

Don’t let the fear of loss hinder your business.
Since we understand what it takes to protect a successful business we provide plenty of options for your consideration. Included among those options is the Commercial Umbrella Liability policy, which ensures your protection in the event of a huge judgement against your company. While not mandatory, a Commercial Umbrella Liability policy is highly recommended to protect your business in the event of a catastrophic liability loss.

Points to consider:

  • The number of lawsuits continues to increase
  • The average size of jury verdicts continues to increase
  • What is the amount of insurance provided by your current policies?
  • What would happen if your current insurance limits are not sufficient to cover a large loss?

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Every business, no matter how large or how small, is at risk for a sizeable judgement. Commercial Umbrella Liability insurance could mean the difference between the survival of your company, or its demise. Without a sufficient amount of insurance your business, your source of revenue, and the livelihood of your employees are all at risk.


Commercial Umbrella Liability, which is available in increments of $1,000,000 up to $10,000,000 or more, covers losses that exhaust the limits of other policies including:



  • Commercial General Liability

  • Automobile Liability

  • Employer’s Liability


Learn more about Commercial Umbrella Liability insurance and what it could do for you by contacting your Hortica agent.