Operating your business is expensive. Hortica cares about protecting your business, as well as your bottom line. We want to ensure you do not pay more for insurance than needed.

Your policy was issued using estimated figures (payroll, sales, etc.). A premium audit is used to determine the actual figures during the policy period and to properly classify your operation. An accurately completed audit may result in a return premium.

Please log into our Members Only section to access all resource materials, including these topics below.
Already a customer but not registered? Register here.

• Commonly Used Class Codes
• General Liability Instructions
• Audit Glossary
• Audit Process
• Saving Money at Audit Time
• Reporting Procedures