Hortica - Business Insurance

You have worked hard to make your business a successful enterprise
That's why Hortica offers a complete menu of business insurance options to protect your investments in time, money - and your future.
Property
Real Property
Real Property Buildings, greenhouses, permanent structures and permanently installed equipment.
Personal Property
Personal Property Furniture, fixtures, and inventory (including growing crops). Protection is also available for mobile equipment and data processing equipment.
Business Interruption
Business Interruption >Lost profits and continuing expenses (including payroll) during interruptions caused by losses to your business property.
Crime
Prison Cell Losses resulting from dishonest acts.
Workers Compensation
Medical Expenses and Time Lost
Medical Expenses Payments to employees for medical expenses and time lost from work for injuries occurring while on the job.
Business Auto
Company Vehicles
Company Vehicles Losses to or caused by company vehicles.
Other
Landscape Design E&O
Flood This coverage is available to firms that provide landscape designs, full service landscape firms, horticultural consultants, arborists, landscape project management and others. E & O covers design or consulting errors. Defense expenses are available either within or outside of the quoted limit.
Flood
Flood Losses resulting from rising water and storm surges. National Flood Insurance Program (NFIP) provides basic coverage and higher limits may be coordinated through commercial insurers.
Earthquake
Earthquake Damage resulting from earthquakes and volcanic eruptions. Coverage can be purchased for real Property, Personal Property, and Business Interruption.
Feel free to explore our other comprehensive coverages:
Liability
Comprehensive General Liability
Gavel Bodily injury to others, property damage to property of others, personal injury (libel/slander, etc.) and advertising injury claims occurring at your business or as a result of business you conduct at other locations.
Products Liability
Chainsaw Bodily injury to others and damage to property of others resulting from a product produced, sold or serviced by your business.
Employee Benefits Liability
Health Insurance News Losses resulting from errors in the administration of employee benefit plans such as health insurance or retirement plans. Also provides for the cost to defend lawsuits whether valid or not.
Employment Practices Liability
Whispering Employees Losses resulting from wrongful employment acts such as wrongful discharge or sexual harassment. Also provides for the cost to defend lawsuits whether valid or not.
Fiduciary Liability
Key and Chart Losses resulting from errors, omissions or breaches of fiduciary responsibilities.
Umbrella Liability/Excess Liability
Huge Losses
Money on Scale Protection for huge losses that exceed the insurance limits provided by the Business Auto and Comprehensive General Liability policies. Available in increments of $1,000,000 up to $10,000,000 or more.
Other (Continued...)
Directors and Officers
Executive Meeting Table Leaders of private and public companies can be held personally liable for the decisions they make - this provides important protection for that risk.
Kidnap and Ransom
Ransom Money Designed for firms with employees traveling to other countries, this policy helps manage the costs associated with an extortion threat. Equally important is your access to crisis management expertise to help negotiate a kidnapped employee's safe return.
Bonds
Key and Bonds
  • Bid, performance and payment bonds commonly required by firms that obtain business through the bidding process.
  • License and Permit guarantee performance of specific duties and are often required by entities granting a license or permits.

Complete our On-Line Policy Quote Request Form or call 800-851-7740 today!

 

Recently Added

Most Read

© 2013 All Rights Reserved.

Site Search

Log into our Members' Only section for exclusive content.





Forgot login?
Register