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Why Choose Hortica?

HorticaEvery few weeks, we tell you about various organizations and associations Hortica has collaborated with over the years. This week, we want to tell you a little about ourselves and why you should choose Hortica for your insurance needs.

Since 1887, we’ve provided insurance solutions for horticultural businesses. We understand the unique needs of the industry and offer specific products and services for:

  • Garden centers
  • Greenhouse growers
  • Interior plantscapers
  • Retail florists
  • Nurseries
  • Wholesale floral distributors
  • Sod farms
  • Landscape and lawn care professionals

As a mutual company, we’re owned by our policyholders—not stockholders. That means we make business decisions that benefit our customers and the industry, since we know our success is tied to theirs. In fact, one-quarter of our policyholders have been with us for more than 25 years.

From business insurance, to employee benefits and personal insurance, Hortica policyholders appreciate the one-stop shopping for their needs. Our goal is to help businesses get the correct coverage and proper amount of insurance they need. We also work with members to reduce losses, operate a safe and secure business, and provide prompt and fair claim settlements.

But our service isn’t just about providing quality insurance. We also help business owners make smart decisions. Through loss control and safety services—including on-site consultations, thermographic inspections, customized safety presentations, webinars, annual claims analysis, and training materials—we often bring cost savings to their operations.

A close eye is also kept on industry trends to provide members with advice on several topics—like the best type of structures to build or re-build, greenhouse engineering standards for wind and snow loads, and the safe use of shade cloth and energy curtains. Members also have access to our website that provides many more resource materials.

Hortica is the only U.S. insurance company that dedicates the majority of its resources to the horticultural industry. Through research, governmental relations, educational scholarships, industry education programs, and innovative solutions to industry concerns, we work to improve the profitability and development of businesses and organizations. We also work with many national and state industry associations, including:

  • AmericanHort
  • American Floral Endowment (AFE)
  • Association of Professional Landscape Designers (APLD)
  • Horticultural Research Institute (HRI)
  • Master Nursery Garden Centers (MNGC)
  • National Greenhouse Manufacturers Association (NGMA)
  • Society of American Florists (SAF)

Above all else, we here at Hortica pride ourselves on personalized customer service. Whether it’s a quote, requesting a certificate of insurance, reporting a claim, or just asking questions concerning your policy, you’ll always get the service you expect and deserve. We look forward to talking with you. Check out our website for more information about the coverages we offer and how Hortica can make a difference to your business.

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